In 1999, legislation was passed in order to prevent identify theft and other financial crimes.  Unfortunately, these
new laws also make it more challenging for legitimate creditors to collect judgments and other lawful financial
obligations. For this reason, we believe that debtors and financial “deadbeats” may actually end up benefiting from these new
sanctions. While we support legislation created for the purpose of decreasing incidents of identity theft, we also feel that it is
equally important that debtors who evade their legal obligations be brought to justice. Clients can be assured that all searches
are conducted in full conformity with current financial privacy legislation, including the new Gramm-Leach-Bliley Act.

Prior to the introduction of recent privacy act legislation, many investigation firms provided bank asset or "liquid asset" searches,
which revealed detailed information on a subject’s bank account holdings as well as any financial investments made through
brokerage firms. In almost all cases, this information was obtained through pretext, meaning that an investigator contacted the
financial institution, impersonating the account holder.  Using a pretext to uncover financial information about a subject is now
specifically prohibited under the new laws. Therefore, our clients can be assured that under no circumstances will our
investigators unlawfully engage in a pretext or attempt to impersonate the account holder. Our searches are conducted in
compliance with privacy laws, and we will continue to abide by any new legislation in order to guarantee that our
services conform to applicable federal and state laws.

How do we get the information that our clients need? At CIA we utilize advanced investigative techniques, integrated with the
latest technology. Our investigators have the expertise, training, and "know how" needed to meet our client’s individual
investigation needs. Many of our searches are conducted through specialized databases, which are carefully monitored and
available only to those in the investigative industry. These databases contain millions of records which are compiled from legally
obtained public record information.  This information has been and carefully gathered and cross-matched, thus providing the  
investigator with powerful discovery tools.  It is important to know that the information licensed investigators obtain
cannot be found through other information sources available to the general public, such as those found by
information brokers advertising on the Internet or advertised through “free” online people finder searches. The
databases that we utilize provide extremely comprehensive profiles on subjects. Information found in these databases include
records of real estate property ownership, vehicle ownership, mortgages, lawsuits, tax liens, judgments, bankruptcies, driving
history, criminal history, business affiliations, corporate status, fictitious business names, addresses history, watercraft
ownership, aircraft ownership, neighbors and relatives, Patriot Act compliance, and even fishing and hunting license information.

In order to serve our clients through legal and ethical means, and in compliance with the new federal legislation, our
investigators have developed new methods and techniques to obtain this valuable and “hard to get” financial asset  information.
We continue to offer “liquid asset” searches in situations involving collection of judgments, child support, or
where other legal financial obligations are the responsibility of the subject.  We do require that the client provide us
with proper documentation to justify conducting a bank asset search, such as a court order or judgment decree.  
Please call us for a free consultation if you require a financial asset investigation. If you wish to conduct a basic asset search,
which reveals real estate property, vehicles, and watercraft owned by a subject, click here. You can order this basic asset report
online for $59.00 and results are usually returned within 1-2 business days.

In some instances, banks and financial institutions will only confirm the existence of accounts, while in other instances they may
provide additional information, including an indication of average account balances.  Investigation fees to uncover this
information generally start at $350 and can cost as much as $1,000 or more, depending upon the extent of the
investigation. However, if a debtor owes a creditor a substantially large amount of money, it may be worthwhile for the creditor
to invest in a financial asset search that may very well uncover the information needed to recover debts which may be
significantly greater than the cost of the investigation fees.
FINANCIAL ASSET INVESTIGATIONS:
ABOUT BANK ASSET SEARCHES AND LEGAL COMPLIANCE
HI-TECH SPY GEAR:
CIVIL INVESTIGATION AGENCY, INC.
P.O. BOX 2186, ST. AUGUSTINE, FL  32080
Phone: 904-471-8840    Fax: 904-471-3119
Email:  sales@ciainvestigations.info
Florida License #A-9100200

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that he/she is of legal age and that the products will be used only in a lawful manner. When applicable, equipment sold may be subject to Public Law 90-351, Title 111 18 U.S.C., Section 2511.